Carmen Inclan stands out as a dedicated mortgage professional with integrity, with more than two decades of residential lending experience in the Tampa Bay area. Her extensive background lends itself easily to helping homebuyers with their residential financing needs.

She has won multiple professional awards and recognitions in the mortgage industry, including being a finalist for the Tampa Bay Business Journal's 2005 and 2007 Minority Business Person of the Year and the publication's 2006 Business Woman of the Year. She was named one of the Top 200 Originators in the U.S. in 2006 by Mortgage Originator magazine. At HomeBanc, she consistently found herself in the upper echelon of producers in the Southeast and nationally.

Carmen's goal is to assist homebuyers with a loan that matches their particular situation, while smoothly navigating the mortgage process. She knows a home purchase is one of the largest most people make and that there's no one-size-fits-all solution when it comes to mortgages. She understands, too, that assets and liabilities work best when they work together.

In fact, Raymond James Bank, a wholly owned subsidiary of Raymond James Financial, was chartered in 1994 to complement the firm's traditional brokerage services. To accomplish that, the bank offers a variety of innovative, versatile financial solutions to meet just about any lending need. Carmen can help you compare various loan options to find the solution that not only fits your needs but also fits seamlessly into your overall financial plan.

She focuses on the needs of the clients the bank serves in the Tampa Bay area. Carmen believes each client deserves a world-class experience, from application to closing, and will do her very best to deliver.

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