HELPING YOU FIND THE RIGHT FINANCING SOLUTION FOR LIFE’S BIG MOMENTS

Chris Drennen brings more than 12 years of experience as a mortgage and lending specialist, helping individuals assess their liquidity and borrowing needs. As a banking consultant with Raymond James Bank, he provides a variety of tailored lending solutions, including securities based lines of credit1,2, margin loans1 and mortgages3, to meet the needs of individuals and families throughout Texas.

Through experience, Chris has developed the skills and industry insight to help you secure the rates and terms to best match your cash flow needs as well as provide liquidity to handle unplanned emergencies or opportunities. He is knowledgeable, approachable and dedicated to helping you leverage the products and services of Raymond James Bank to enjoy life’s big moments.

Raymond James Bank, a wholly owned subsidiary of Raymond James Financial, was chartered in 1994 to augment the firm’s traditional brokerage services. To accomplish that, the bank offers a variety of innovative, versatile financial solutions to meet just about any lending need. Working closely with your financial advisor, Chris can help you compare various loan options to find the solution that not only fits your needs but also fits seamlessly into your overall financial plan.

1Margin or a Securities Based Line of Credit may not be suitable for all clients. The proceeds from a Securities Based Line of Credit cannot be used to purchase or carry margin securities. Borrowing on securities based lending products and using securities as collateral may involve a high degree of risk. Market conditions can magnify any potential for loss. If the market turns against the client, he or she may be required to deposit additional securities and/or cash in the account(s) or pay down the loan. The securities in the pledged account(s) may be sold to meet the margin call, and the firm can sell the client’s securities without contacting them. The interest rates charged for a Securities Based Line of Credit are determined by the market value of pledged assets and the net value of the client’s Capital Access account. The interest rates charged for Margin are determined by the amount borrowed. For additional information on margin, visit http://sec.gov/investor/pubs/margin.htm.

2Securities Based Line of Credit provided by Raymond James Bank. Raymond James & Associates, Inc. and Raymond James Financial Services, Inc. are affiliated with Raymond James Bank, a federally chartered national bank.

3Mortgage services provided exclusively through Raymond James Bank, N.A. Products, terms, and conditions subject to change. Subject to standard credit criteria. Property insurance is required. Flood insurance is required if property is in a designated flood zone of ‘A’ or ‘V.’