Penny Schoenberger has the experience that smart homebuyers look for in a loan officer, and for the past 12 years, she's helped our clients find a home loan that matched their needs. Her background includes 25 years of residential lending experience in loan underwriting and processing, enabling her to help borrowers with all aspects of the loan process.

Penny, like all our mortgage consultants, strives to help homebuyers obtain a loan that matches their particular situation. She knows there's no one-size-fits-all solution when it comes to mortgages. She understands, too, that assets and liabilities work best when they work together.

In fact, Raymond James Bank, a wholly owned subsidiary of Raymond James Financial, was chartered in 1994 to complement the firm's traditional brokerage services. To accomplish that, the bank offers a variety of innovative, versatile financial solutions to meet just about any lending need. Penny is able to help you compare various loan options to find the solution that not only fits your needs but also fits seamlessly into your overall financial plan.

Penny focuses on the needs of the clients the bank serves in the Tampa Bay area. She firmly believes each client deserves a world-class experience, from application to closing, and will do her very best to deliver.

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