An expert in the field, Valerie Pratt uses her experience and banking knowledge to assist prudent borrowers with the financing they need to attain their homeownership goals. Valerie joined Raymond James Bank in 1998 and has more than 30 years of experience in the lending industry.

She strives to help homebuyers obtain a loan that matches their particular situation, while smoothly navigating the mortgage process. She knows there's no one-size-fits-all solution when it comes to mortgages. She understands, too, that assets and liabilities work best when they work together.

In fact, Raymond James Bank, a wholly owned subsidiary of Raymond James Financial, was chartered in 1994 to complement the firm's traditional brokerage services. To accomplish that, the bank offers a variety of innovative, versatile financial solutions to meet just about any lending need. Valerie can help you compare various loan options to find the solution that not only fits your needs but also fits seamlessly into your overall financial plan.

Valerie focuses on the needs of the clients the bank serves in all 50 states, working closely with financial advisors and their clients in both central and south Florida. She firmly believes each client deserves a world-class experience, from application to closing, and will do her very best to deliver.

Equal Housing LenderMember FDIC