Commercial Real Estate Loans

Raymond James Bank provides both financing and refinancing of commercial real estate. New property for expanding businesses, income producing apartments, office buildings and warehouse/distribution facilities are just a few examples. Commercial real estate loans are available starting at $5 million to $40 million.

Purposes/types of loans:

  • Rental apartments
  • Office buildings
  • Warehouses
  • Anchored retail centers
  • Industrial property
  • Hospitality properties
  • Land acquisition and development
  • Owner-occupied, multi-purpose buildings or income-producing property

General characteristics:

  • Term loan maturity: 5 to 7 years; amortization 5 to 25 years
  • Positive economic trends - macro and microeconomic
  • Pro-forma debt service coverage: projected free cash flow should exceed debt service by a reasonable margin
  • Generally, loan-to-value should not exceed 75% and loan to cost should not exceed 80%

When your business is ready to take the next step, contact Raymond James Bank for your commercial real estate lending needs. Call Raymond James Bank Corporate & Real Estate Lending at 800-718-2265.

Equal Housing LenderMember FDIC

Products, terms and conditions subject to change.

Raymond James & Associates, Inc. and Raymond James Financial Services, Inc. are affiliated with Raymond James Bank, N.A. Unless otherwise specified, products purchased from or held at Raymond James & Associates or Raymond James Financial Services are not insured by the FDIC, are not deposits or other obligations of Raymond James Bank, are not guaranteed by Raymond James Bank and are subject to investment risks, including possible loss of the principal invested.