Terms of Use

Please read these Terms of Use carefully before using this site:

Raymond James Bank ("we" or "the Bank") requires that all the visitors ("you") to our site(s) on the Internet (the "Site") adhere to the following rules and regulations. By accessing the Site you indicate your acknowledgment and acceptance of these terms and conditions.

Raymond James Bank maintains this Site to provide you with information about Raymond James Bank products and services and to facilitate communication with Raymond James Bank and its related companies. Your access to and use of the Site are subject to the terms and conditions below and all applicable laws and regulations. From time to time we may revise these terms and conditions.

Copyright in the pages, screens, text and images appearing at the Site is owned by Raymond James Bank or others as indicated. You may copy information from the Site for your personal or educational use only, provided that each copy includes any copyright, trademark or servicemark notice or attribution as it appears, on the pages copied. The information and materials may not otherwise be copied, displayed, distributed, downloaded, licensed, modified, published, reproduced, reused, sold, transmitted, used to create a derivative work or otherwise used for public or commercial purposes, except as provided in these terms and conditions without the express written permission of Raymond James Bank.

Not all of the products or services described on the Site are available in all geographic areas. You may not be eligible for all the products or services described. Raymond James Bank reserves the right in its sole discretion to determine your eligibility for any product or service. Raymond James & Associates, Inc. and Raymond James Financial Services, Inc., are affiliated with Raymond James Bank, N.A.,member FDIC. Unless otherwise specified, products purchased from or held at Raymond James & Associates, Inc. or Raymond James Financial Services, Inc. are not insured by the FDIC, are not deposits or other obligations of Raymond James Bank, are not guaranteed by Raymond James Bank and are subject to investment risks, including possible loss of the principal invested.

Any communication or material you transmit to us via the Site or Internet electronic mail is on a confidential basis with a promise by Raymond James Bank to use such communication or material for no purpose whatsoever, including reproduction, publication, broadcast, posting and marketing, except as necessary to support products and services you specifically request. Please also see our Privacy Statement.

We will use our best efforts to include accurate and up to date information on the Site, but we make no warranties or representations as to the accuracy of the information. You agree that all access and use of the Site and its contents is at your own risk. By using the Site, you acknowledge that we specifically disclaim any liability (whether based in contract, tort, strict liability or otherwise) for any direct, indirect, incidental, consequential, or special damages arising out of or in any way connected with your access to or use of the Site, (even if we have been advised of the possibility of such damages) including liability associated with any viruses which may infect a user's computer equipment.

With regard to services or products purchased or obtained by the user from a non-Raymond James Bank person or entity, the Bank makes no warranty of merchantability or fitness for a particular purpose with regard to such services and products and the Bank specifically disclaims all other warranties with regard to said services and products.

You agree that your use of this site shall be governed by applicable federal and Florida law and understand that the Bank and the hardware and software for this site are located in St. Petersburg, Florida.

Please note that since 128-bit encryption is one of the highest forms of data security available today, the U.S. Government restricts its use to citizens and permanent residents of the United States and Canada. Browsers that use 128-bit encryption may only be downloaded to locations in the United States or Canada.

Raymond James & Associates, Inc. and Raymond James Financial Services, Inc. are affiliated with Raymond James Bank, N.A. Unless otherwise specified, products purchased from or held at Raymond James & Associates or Raymond James Financial Services are not insured by the FDIC, are not deposits or other obligations of Raymond James Bank, are not guaranteed by Raymond James Bank and are subject to investment risks, including possible loss of the principal invested.