Commercial Real Estate Loans

Raymond James Bank provides both financing and refinancing of commercial real estate. New property for expanding businesses, income producing apartments, office buildings and warehouse/distribution facilities are just a few examples.

Eligible Property Types:

  • Multifamily
  • Retail
  • Lodging
  • Office
  • Light Industrial/Warehouse/Distribution
  • Triple-Net Leased Assets
  • Data Centers
  • Senior Housing

General Lending Guidelines:

  • Minimum of $10 million
  • Loan to Value of up to 70%
  • Typical terms between three to five years; up to seven years for select asset types
  • Amortization of up to 30 years
  • Minimum debt service coverage of 1.20x
  • Guarantor Recourse may be required
  • Principal recourse is strongly preferred or as "appropriate"

Discouraged Loan/Collateral Types:

  • Land/Acquisition and Development Loans
  • Warehouse/Revolving Lines of Credit
  • Construction Financing
  • Non-Income Producing Residential For Sale Loans
  • Agricultural Lending
  • Equity Cash Outs

When your business is ready to take the next step, contact Raymond James Bank for your commercial real estate lending needs. Call Raymond James Bank Corporate & Real Estate Lending at 727.567.6339.

Raymond James & Associates, Inc. and Raymond James Financial Services, Inc. are affiliated with Raymond James Bank, N.A. Unless otherwise specified, products purchased from or held at Raymond James & Associates or Raymond James Financial Services are not insured by the FDIC, are not deposits or other obligations of Raymond James Bank, are not guaranteed by Raymond James Bank and are subject to investment risks, including possible loss of the principal invested.

Products, terms and conditions subject to change. Subject to standard credit criteria. Property insurance required. Flood insurance required if property is located in a designated flood zone of “A” or “V”. Call Raymond James Bank for rates and other information.