Corporate & Commercial
Raymond James Bank offers comprehensive corporate and real estate lending programs designed to suit the needs of businesses across the country.
Whether you're expanding a business model or seeking real estate for a new office, Raymond James Bank will work with you to design a financing program suitable for your specific needs.
- Loans from $10 million to $40 million
- 3- to 7-year term loan maturity, with up to 30 years of amortization
- 1 to 5 years of revolving loan maturity
Corporate loans and lines of credit
Ideal for acquisitions, refinances and a variety of other business purposes, our corporate term loans and lines of credit offer financing for clients with needs starting at $10 million. Additionally, we provide financing and refinancing of commercial real estate, with commercial real estate loans starting at $10 million.
Qualifying business types
- Service providers
- Media and Telecommunications
- General corporate assets including but not limited to accounts receivable, inventory, and fixed assets like machinery, equipment and certain real estate
- Business operating cash flow should cover debt payments in varying economic scenarios
- Asset collateral should provide adequate coverage for loan requirements
- Business should have positive historical trends and defendable economic projections
Commercial real estate loans
Whether it’s new property for expanding businesses, income-producing apartments, office buildings or distribution facilities, we provide financing and refinancing for commercial real estate starting at $10 million.
Eligible property types
- Light industrial/warehouse/distribution
- Triple-net leased assets
- Data centers
- Senior housing
- Loan to values and loan to cost of up to 70%
- Minimum debt service coverage of 1.20x
- Principal recourse is strongly preferred or “as appropriate”
Discouraged collateral types
- Commercial and residential land/acquisition and development loans
- Warehouse/revolving lines of credit
- Construction financing
- Agricultural lending
- Equity cash outs
For more information, contact the Corporate & Commercial Banking team at 727.567.6339.
The Community Lending team at Raymond James Bank provides lending opportunities to historically underserved business owners and entrepreneurs. They take a collaborative approach, offering guidance and education to business owners as they navigate the financing process, often for the first time.
Products, terms, and conditions subject to change. Subject to standard credit criteria. Property insurance required. Flood insurance required if property is located in a designated flood zone of “A” or “V”. Call Raymond James Bank for rates and other information.