Corporate & Commercial
Raymond James Bank offers comprehensive corporate and real estate lending programs designed to suit the needs of businesses across the country.
Whether you're expanding a business model or seeking real estate for a new office, Raymond James Bank will work with you to design a financing program suitable for your specific needs.
- Loans from $10 million to $40 million
- 3- to 7-year term loan maturity, with up to 30 years of amortization
- 1 to 5 years of revolving loan maturity
Corporate loans and lines of credit
Ideal for acquisitions, refinances and a variety of other business purposes, our corporate term loans and lines of credit offer financing for clients with needs starting at $10 million. Additionally, we provide financing and refinancing of commercial real estate, with commercial real estate loans starting at $10 million.
Qualifying business types
- Service providers
- Media and Telecommunications
- General corporate assets including but not limited to accounts receivable, inventory, and fixed assets like machinery, equipment and certain real estate
- Business operating cash flow should cover debt payments in varying economic scenarios
- Asset collateral should provide adequate coverage for loan requirements
- Business should have positive historical trends and defendable economic projections
Commercial real estate loans
Whether it’s new property for expanding businesses, income-producing apartments, office buildings or distribution facilities, we provide financing and refinancing for commercial real estate starting at $10 million.
Eligible property types
- Light industrial/warehouse/distribution
- Triple-net leased assets
- Data centers
- Senior housing
- Loan to values and loan to cost of up to 70%
- Minimum debt service coverage of 1.20x
- Principal recourse is strongly preferred or “as appropriate”
Discouraged collateral types
- Commercial and residential land/acquisition and development loans
- Warehouse/revolving lines of credit
- Construction financing
- Agricultural lending
- Equity cash outs
For more information, contact the Corporate & Commercial Banking team at 727.567.6339.
Products, terms, and conditions subject to change. Subject to standard credit criteria. Property insurance required. Flood insurance required if property is located in a designated flood zone of “A” or “V”. Call Raymond James Bank for rates and other information.