Deposit Accounts

As an investment client, your banking needs go beyond the services offered by the average bank.

In addition to offering all of the features you’ve come to expect from deposit products, Raymond James Bank provides additional benefits designed with the Raymond James investment client in mind. Our benefits include:

  • Consolidated account information
    Eliminating the need for additional paperwork, this grants you the convenience of having both your bank and investment statements consolidated into one monthly mailing.
  • FDIC insurance
    Enjoy the security of knowing your deposits are insured by the FDIC for up to $250,000 per depositor.
  • Online Banking and Bill Pay services
    Our Online Banking service offers you the ability to access your Raymond James Bank accounts to check your account balances, transfer funds between accounts, view account history and much more.
  • Direct deposits and automatic withdrawals
    Experience the ease of knowing that your checks will be deposited into your account on time. Set up direct deposit of any regular income, including pension and retirement checks, dividend and interest payments, and payroll deposits.
  • Overdraft protection
    With overdraft protection (available for checking accounts), simply transfer funds from your Raymond James Bank money market account, savings account or Home Equity Line of Credit. Overdraft protection options vary according to account type. Request a service charge brochure for related fees.

Products, terms and conditions subject to change. Subject to standard credit criteria. Call Raymond James Bank for rates and other information.